The whole job implosion set us back financially. It started in June 2011 when CJ and I thought it would be a great idea to not only take our kids to Disney, but 3 other family members we had to pay for. That trip cost us so much more money than we could have ever anticipated.
I started looking into debt free solutions while we still had a decent amount of money coming in - and then it happened. Our jobs both took a serious hit and we have been on a downward spiral ever since; that is until this year.
We traded in our 2011 Honda Pilot for a 2008 Mazda CX-7. Was I happy about that? No. Am I now happy about it? Yes. It is saving us $200/month car payment and over $100/year on car insurance.
We have also been able to get a few high credit cards paid off. Next on the list is regular bills - cutting down our cable bill and our phone bill. All these sacrifices are worth my piece of mind and being able to keep yearly family vacations!
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